Identity theft is something that every consumer worries about, and with good reason. As many as nine million Americans fall victim to identity theft each year, according to the Federal Trade Commission.
While identity theft takes many forms, one of the most common is when a thief uses your credit or debit card information to make unauthorized purchases. As a result, fraud protection is one of the biggest concerns people have when exploring options for a method of payment.
What good is a means of spending money – the thinking seems to go – if it doesn’t protect the very money you intend to spend? The crux of the matter therefore becomes: Which provides better fraud protection, a credit card or a debit card?
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