Most all of the large banks have backtracked from the debit card fees. It's clear they didn't anticipate all of the customer anger and the bad publicity. That anger led to the creation of Bank Transfer Day which is a Facebook-driven campaign urging people to close their accounts at the megabanks and move their money to credit unions by November 5th. Many credit unions have jumped on the Bank-Transfer-Day bandwagon, and some are offering checking account bonuses. If your main concern is a long-term relationship, these bonuses should be just one of many factors to consider. I described several other credit union features to consider in my post Finding the Best Free Checking Accounts at the Best Credit Unions.

Below is a list of Bank-Transfer-Day specials that I've found at some credit union websites. Some of these promotions are available for all of November. If you know of others, please leave a comment.

• Palo Alto, CA - Stanford Federal Credit Union is offering $100 for the first 100 people who open a checking account with a $500 direct deposit on November 5th at the credit union's University branch or online. They make it easy to join with an association membership.
• Saginaw, MI - Wanigas Credit Union is advertising on their home page their November 5th specials. You can earn $50 when you open a new checking account with three services. It's called the Shred Your Bank Card promotion. Credit union membership is open to residents in one of several Michigan counties.
• Philadelphia, PA -

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